About the association

Who we are

We are a group of eight volunteers — all former J&J UK colleagues — who care deeply about the pension community. Like many of you, we are pensioners or members with deferred benefits in the J&J Care Pension Scheme (formerly Plan 35).

We are independent, unpaid, and committed to doing what is right for members. Our focus is on clarity, fairness, and making sure your voice is heard.

In simple terms:
We are former colleagues looking out for one another, making sure members are informed and that important decisions affecting the scheme do not go unnoticed.
Our purpose

Why we exist

The J&J Care Pension Scheme is closed, but your interests still matter. Decisions about funding, governance, and benefits can still affect pensioners and deferred members. We formed this voluntary association to provide a clear, independent voice for members.

  • Represent pensioners and deferred members in discussions and concerns.
  • Promote fairness and transparency in how the scheme is run and communicated.
  • Monitor scheme decisions and communications that may affect members.
  • Provide updates and guidance in plain, understandable language.
  • Give members a collective voice rather than leaving individuals on their own.

Our goal is simple: to make sure members are informed, supported, and heard.

Key information

Pension Changes Summary (2026)

This summary explains why the J&J UK Pensions Voluntary Association was formed in 2026 and why members should pay close attention to governance changes and the reported £484 million scheme surplus.

What members are concerned about:
  • Governance changes made through multiple legal documents over several years.
  • Members not directly involved in discussions about the growing scheme surplus.
  • Some pre‑1997 pensioners receiving no pension increase for 11 years.
  • Decisions before April 2027 may shape how future surplus funds are used.
Graph showing scheme surplus of £484m and decline in pre‑1997 pensioner spending power

££££ While the scheme moved from deficit to a £484m surplus, the spending power of pre‑1997 pensioners fell significantly ££££

What the Association wants:
  • Greater transparency over pension governance.
  • Fair treatment for pensioners affected by inflation.
  • Member representation in decisions involving surplus funds.
  • A stronger collective voice before key legislative changes take effect.
Current focus

What we’re working on

The Association focuses on practical, member‑centred work. We keep an eye on developments and highlight what matters most to you.

  • Reviewing scheme communications and key decisions.
  • Monitoring governance and funding updates.
  • Supporting members with questions and concerns.
  • Raising awareness among former J&J colleagues.
  • Building a stronger, more connected pension community.
Fairness Transparency Independence Member support Community
Membership

How to join

Joining the J&J UK Pensions Voluntary Association is completely free and open to:

  • Pensioners of the J&J Care Pension Scheme.
  • Members with deferred benefits.
  • Former J&J UK employees who were part of Plan 35.

To join, simply send us an email with your name and a brief note confirming your connection to the scheme.

We will add you to our member list and keep you informed when there is something important to share.

Tell your former colleagues

Tell your old mates

Many former colleagues still do not know the Association exists. If you are in touch with anyone who:

  • Worked for J&J in the UK, and
  • Is a pensioner or has deferred benefits, or
  • Was part of the J&J Care Pension Scheme (Plan 35),

…please tell them about us and encourage them to get in touch.

A stronger membership means a stronger voice for everyone. A quick email, phone call, or message to an old colleague can make a real difference.
Questions

Frequently asked questions

Who can join?

Any pensioner or deferred member of the J&J Care Pension Scheme (formerly Plan 35), and former J&J UK employees who were part of that scheme.

Is it really free?

Yes. The Association is run by volunteers. There is no membership fee and no charge to join.

Are you independent from Johnson & Johnson?

Yes. We are entirely independent. We are former colleagues acting in the interests of members, not on behalf of the company.

What do volunteers actually do?

Volunteers review information, monitor developments affecting the scheme, discuss concerns, and help communicate important updates to members in clear, straightforward language.

How often will I hear from you?

We only contact members when there is something important or useful to share. We aim to keep communication relevant and respectful of your time.

Disclaimer: The J&J UK Pensions Voluntary Association is an independent voluntary association of members and beneficiaries of the Johnson & Johnson U.K. Group Retirement Plan. This website is not affiliated with, endorsed by, or issued on behalf of Johnson & Johnson, Ross Trustees Services Limited (IGG), or any Participating Employer in the Plan, and does not represent their views. The name “J&J” is used solely as a descriptive reference to identify the pension scheme to which members belong. Factual information is derived from audited annual reports, official actuarial valuations, and publicly available parliamentary records. The Association welcomes correction of any factual inaccuracy in writing. This article does not constitute legal or financial advice. © The J&J UK Pensions Voluntary Association, May 2026.

-->